Credit Reports And Repairs

Credit Report Errors can mean being turned down for credit or getting a higher interest rate on loan applications. Any inaccurate mark on your credit report or an unnecessary credit charge can cost you thousands of dollars.

You, as the consumer have legal rights! The Fair Credit Reporting Act (FCRA) governs the credit reporting process. You have a right to take legal actions against the credit report agencies.

If you have experienced any of the following, you are eligible for legal help:

  • Incorrect information appeared on your report, and after notifying the credit report agency, it was still not rectified.
  • Actual damages resulted as a result of such an error.
  • You were embarrassed because of the inefficiency of the credit report agency.
  • The credit report agency did not act responsibly and you were denied credit.

Contact us for a free case review. Consumer Counsel Group will analyze your case and take the appropriate actions immediately.

The credit reporting errors, you may have experienced can be disputed by a letter. Once verified, the errors must be taken care of immediately. If the credit reporting agency fails to rectify this mistake and because of this you are denied credit, you can sue the credit reporting agency under the FCRA.We will sue the credit bureaus on your behalf, for not reporting your proper credit history and status. We will make the credit agency pay for the actual damages borne by you and the attorney fees.

Our goal is to fix the errors on your credit report and to help you secure your investments and finances. If your case is filed and there is a positive outcome, you may receive compensation of up to 1,000 dollars as statutory damages plus actual damages and the attorney fees.

You will get personal attention from our top lawyers and our services are FREE. The debt collector, under the FDCPA, is entitled to pay the attorney fees. If your case is filed and there is a positive outcome, you may receive compensation of up to 1,000 dollars as statutory damages plus actual damages.

Issues

You are eligible for legal help if you have experienced any of the following or similar:

  • Your credit report listed a bankruptcy report that was not yours and you had never filed.
  • "Charges offs," on credit reports for accounts that are not yours or have been paid or settled accounts.
  • Late payment reports that are inaccurate.
  • Identity fraud on your account and they failed to address it.
  • Company agreed to correct your credit report and failed to do so.
  • If the credit bureau failed to validate the error and has not responded within 30 days.