Debt collection agencies and law firms collecting debts are required to follow the specific guidelines set forth in the Fair Debt Collection Practices Act. (FDCPA)

This law protects you from being harassed, misled and deceived by collectors who try to collect your money.

Collectors may send inappropriate statements or letters that contradict your consumer rights. They may use sneaky tactics that will cause you to give in to their pressure.

Our goal is to identify when the debt collectors have abused your rights and get you compensated in accordance with the law.

Have any of these things happened to you?
If so your rights may have been violated: (Examples are from our recent cases.)

Debt collection agency sent four letters within a 30 day period. Each letter became more and more demanding.

Debt collection agency sent letters threatening lawsuits and further legal action when they could legally not take action.

Debt collection agency sent letters with inaccurate debt amounts and/or did not reveal the real creditors name.

Debt collector called consumer's employer (at work) and told them about the debt and money owed by employee.

Debt collector called and threatened to add outrageous interest and costs if consumer did not pay.

Debt collector called neighbors and friends to try to convince them to get the consumer to pay.

Debt collector said he was an attorney and advised of a lawsuit, when no such lawsuit existed.

If your case is filed and there is a positive outcome you may receive compensation of up to 1,000 dollars as statutory damages, plus actual damages and attorney fees.

If you have had an experience similar to the cases above -- contact us now for a free evaluation by one of our Attorneys.